LOWER MIDDLE MARKET ENERGY UNDERWRITER – HOUSTON, TEXAS | $90K-$120K ANNUALLY

Essential Job Details

• Position Title: Lower Middle Market Energy Underwriter
• Location: Houston, TX, United States
• Employment Type: Full-time
• Number of Vacancies: 2
• Salary Range: $90,000–$120,000 annually
• Department/Category: Underwriting
• Reporting To: Energy Practice Manager
• Application Deadline: October 22, 2025

Introduction

Energy underwriter jobs in Texas are gateways to thriving careers in the heart of the oil and gas industry, offering unparalleled opportunities for professionals to make a significant impact in a dynamic and high-stakes field. This Lower Middle Market Energy Underwriter role in Houston, Texas, is tailored for ambitious individuals with a passion for underwriting and a desire to specialize in the energy sector. Located in the energy capital of the world, this position combines technical expertise, strategic risk analysis, and relationship-building to drive a robust property and casualty portfolio. Professionals in this role will find themselves at the forefront of Texas’s vital energy industry, contributing to innovative insurance solutions for power generation, petroleum, and mining sectors. With a focus on both renewal business and new client acquisition, this role promises career growth, competitive compensation, and the chance to work in a collaborative, results-driven environment.

About Chubb

Chubb is a global leader in the insurance industry, renowned for its comprehensive product offerings and exceptional financial strength. Operating in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse client base. In the U.S., Chubb is a dominant player in the energy sector, delivering tailored solutions for businesses in power generation, petroleum, and mining. With its U.S. headquarters in New Jersey and a significant presence in Houston, Texas, Chubb employs thousands of professionals and is recognized for its underwriting excellence, superior claims handling, and localized expertise. The company has earned accolades for its financial stability, including high ratings from AM Best and Standard & Poor’s, and is committed to fostering innovation and client-focused solutions. Chubb’s Energy Practice is particularly noted for its dynamic approach to underwriting, making it a top choice for professionals seeking impactful roles in Texas’s energy market.

Key Responsibilities

• Analyze and underwrite property and casualty insurance policies for energy sector clients, focusing on package, automobile, pollution, workers’ compensation, umbrella, and international lines.
• Manage a renewal book of business, ensuring client retention through proactive engagement and tailored insurance solutions.
• Drive new business development by identifying and pursuing opportunities in the Texas energy market, including power generation, petroleum, and mining sectors.
• Negotiate terms and conditions with brokers, clients, and internal stakeholders to secure competitive deals while maintaining underwriting integrity.
• Conduct detailed risk assessments to evaluate client exposures and recommend appropriate coverage and pricing strategies.
• Build and maintain strong relationships with key producers and brokers to enhance Chubb’s market presence in Texas.
• Collaborate with internal teams, including claims, actuarial, and legal departments, to ensure seamless policy administration and compliance.
• Monitor market trends and regulatory changes in the energy sector to inform underwriting decisions and product development.
• Maintain accurate and organized desk management practices to ensure timely processing of applications and renewals.
• Mentor and support junior team members, contributing to their professional development and performance evaluations.
• Utilize advanced underwriting tools and analytics to optimize pricing and coverage strategies for energy clients.
• Represent Chubb at industry events and client meetings to promote the company’s energy insurance offerings.
• Ensure compliance with all federal, state, and industry regulations, including Texas Department of Insurance guidelines.

Qualifications and Skills

Required

• Bachelor’s degree in business, finance, insurance, or a related field.
• Minimum of 3 years of underwriting experience in the energy industry or commercial insurance with a focus on energy sectors (power generation, petroleum, or mining).
• Proven track record in managing multi-line insurance portfolios, including property, casualty, automobile, pollution, workers’ compensation, and umbrella.
• Strong proficiency in underwriting processes, risk analysis, and pricing strategies.
• Exceptional sales and marketing skills with demonstrated success in new business development and producer management.
• Ability to negotiate effectively with internal and external stakeholders.
• High proficiency in desk management and organizational skills.
• Excellent interpersonal and communication skills for interacting with clients, brokers, and team members.

Preferred

• Advanced certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (AU).
• Experience with international insurance lines and global energy markets.
• Knowledge of Texas-specific energy regulations and compliance requirements.
• Familiarity with advanced underwriting analytics tools and software.

Company Culture and Values

Chubb fosters a culture of excellence, collaboration, and innovation, particularly within its Energy Practice. The company prioritizes safety, continuous professional development, and teamwork, ensuring employees are equipped to succeed in the fast-paced energy insurance market. Chubb’s commitment to diversity and inclusion is evident in its equal employment opportunity policies, which promote a workplace free from discrimination and harassment. Employees are encouraged to take initiative, demonstrate entrepreneurial spirit, and contribute to the company’s mission of delivering superior insurance solutions to clients in Texas and beyond.

Salary and Benefits

The salary for a Lower Middle Market Energy Underwriter in Houston, Texas, typically ranges from $90,000 to $120,000 annually, depending on experience, qualifications, and performance. This range aligns with current market averages for energy underwriting roles in Texas, as reported by industry sources such as Glassdoor and PayScale. In addition to competitive base pay, Chubb offers a comprehensive benefits package, including:

• Health, dental, and vision insurance plans with low employee premiums.
• 401(k) retirement plan with company matching contributions.
• Paid time off, including vacation days, sick leave, and personal days.
• Professional development opportunities, including tuition reimbursement and access to industry certifications.
• Life and disability insurance coverage.
• Employee wellness programs, including mental health support and fitness incentives.
• Performance-based bonuses and incentives tied to underwriting and business development goals.
  These benefits reflect Chubb’s commitment to supporting employee well-being and career advancement in the competitive Texas energy market.

How to Apply

Ready to take your underwriting career to the next level with a leading energy insurance provider in Houston, Texas? Apply today for the Lower Middle Market Energy Underwriter position by submitting your application through Chubb’s online portal at https://fa-ewgu-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_2001/job/25745. Required documents include:

• Updated CV or resume detailing relevant experience and qualifications.
• Cover letter outlining your interest in the role and expertise in energy underwriting.
• Copies of relevant certifications (e.g., CPCU, AU) if applicable.
  Applications must be submitted by October 22, 2025. Chubb is an equal opportunity employer and prohibits discrimination based on race, color, religion, sex, gender identity, sexual orientation, national origin, disability, or any other protected characteristic. For questions about the application process, contact Chubb’s HR team via the online portal. Don’t miss this opportunity to join a global leader in energy insurance—apply now!

Additional Engagement

Explore more opportunities in the Texas energy sector with these resources:

• View More Oil & Gas Jobs in Texas

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energy underwriter jobs in Texas, oil and gas insurance jobs Houston, commercial underwriting Texas, energy sector careers Texas, Houston insurance jobs

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Why Choose a Career as an Energy Underwriter in Texas?

The role of an energy underwriter in Texas is more than just a job—it’s a chance to shape the future of one of the most critical industries in the United States. Houston, known as the energy capital of the world, is home to some of the largest oil and gas companies, making it an ideal location for professionals seeking to specialize in energy underwriting. This position offers a unique blend of technical expertise, strategic decision-making, and client interaction, positioning you at the forefront of Texas’s thriving energy market.

The Role of an Energy Underwriter

Energy underwriters play a pivotal role in assessing and managing risks associated with the energy sector, including power generation, petroleum, and mining operations. By evaluating client exposures and crafting tailored insurance solutions, underwriters ensure that businesses can operate safely and efficiently in a high-stakes environment. This role requires a deep understanding of the energy industry, from regulatory requirements to market trends, and the ability to balance risk with opportunity.

Why Houston, Texas?

Houston is the epicenter of the U.S. energy industry, hosting major players in oil, gas, and renewable energy. The city’s vibrant economy, coupled with its proximity to key energy hubs like Midland and the Gulf Coast, makes it an ideal location for energy underwriter jobs in Texas. Professionals in Houston benefit from access to industry events, networking opportunities, and a robust job market that continues to grow as Texas leads the nation in energy production.

Career Growth and Opportunities

The Lower Middle Market Energy Underwriter role at Chubb offers significant opportunities for career advancement. With a focus on both renewal and new business development, this position allows you to build a diverse skill set in underwriting, sales, and relationship management. Chubb’s commitment to professional development ensures that you’ll have access to training, certifications, and mentorship to help you grow as a leader in the energy insurance field.

Industry Trends in Energy Underwriting

The energy insurance market in Texas is evolving rapidly, driven by advancements in technology, regulatory changes, and the growing emphasis on sustainability. Energy underwriters must stay informed about trends such as:

• The rise of renewable energy projects and their impact on insurance needs.
• Increased focus on environmental liability and pollution coverage.
• Technological advancements in drilling and extraction, requiring updated risk models.
• Regulatory shifts in Texas, including changes to safety and environmental standards.
  By staying ahead of these trends, energy underwriters can position themselves as trusted advisors to clients and brokers alike.

Skills for Success

To excel as an energy underwriter in Texas, you’ll need a combination of technical expertise, analytical skills, and interpersonal abilities. Key skills include:

• Risk analysis: Assessing complex energy exposures to determine appropriate coverage.
• Negotiation: Securing favorable terms with brokers and clients.
• Market knowledge: Understanding Texas’s energy landscape and competitive dynamics.
• Communication: Building strong relationships with stakeholders at all levels.
  These skills, combined with Chubb’s resources and support, will enable you to thrive in this high-impact role.

Benefits of Working in Houston’s Energy Sector

Houston’s energy sector offers unique advantages for professionals, including:

• Competitive salaries, with energy underwriters earning $90,000–$120,000 annually, as noted in industry reports.
• Access to a global network of energy professionals and industry leaders.
• Opportunities to work on high-profile projects with significant economic impact.
• A dynamic and fast-paced work environment that rewards initiative and innovation.

How Chubb Stands Out

Chubb’s Energy Practice is a leader in the insurance industry, known for its expertise in underwriting complex energy risks. By joining Chubb, you’ll work with a team of professionals dedicated to excellence and client satisfaction. The company’s global reach and localized expertise in Texas provide a unique platform for career growth and impact.

Preparing for the Role

To succeed as a Lower Middle Market Energy Underwriter, candidates should focus on:

• Building expertise in multi-line insurance products, including property, casualty, and pollution coverage.
• Staying updated on Texas energy regulations and compliance requirements.
• Developing strong relationships with brokers and clients to drive business growth.
• Pursuing certifications such as CPCU or AU to enhance credibility and expertise.

The Future of Energy Underwriting in Texas

As Texas continues to lead the U.S. in energy production, the demand for skilled energy underwriters will only grow. This role offers a front-row seat to the industry’s evolution, from traditional oil and gas to emerging renewable energy projects. By joining Chubb, you’ll be part of a team shaping the future of energy insurance in Texas and beyond.

Why Apply Now?

With a deadline of October 22, 2025, now is the time to seize this opportunity to join Chubb’s Energy Practice in Houston. This role offers a competitive salary, comprehensive benefits, and the chance to make a meaningful impact in the energy industry. Don’t wait—submit your application today and take the first step toward a rewarding career as an energy underwriter in Texas.

Additional Resources for Job Seekers

For those interested in exploring more energy underwriter jobs in Texas, oiljobs-texas.com offers a wealth of resources, including job listings, career advice, and industry insights. Sign up for free job alerts to stay informed about the latest opportunities in Houston, Midland, and other Texas energy hubs.

Conclusion

The Lower Middle Market Energy Underwriter role at Chubb is an exciting opportunity for professionals seeking to make their mark in Texas’s energy industry. With a focus on underwriting excellence, business development, and client relationships, this position offers a dynamic and rewarding career path. Apply today to join a global leader in insurance and take your career to new heights in Houston, Texas.